A Share Savings account is required in order to be eligible for loans. We also offer Credit Disability Insurance and Credit Life Insurance. The cost of this insurance is based on amount and length of loan. Please contact us or e-mail for more information.

View our Loan Rates

Home Loans
Visit our new Mortgage Center for mortgage information including calculators and other tools to determine if it is right for you!  You may also apply online through the website.

Vehicle Loans
We encourage you to go ahead and fill out a loan application for pre-approval before you start looking for your next vehicle.  The information we will then need to complete the loan is as follows:

  • Make, Model, and Year of Vehicle
  • Vehicle Identification Number
  • Mileage
  • Options on the vehicle

Links to useful sites when considering a vehicle:

Personal or Signature Loans
There is an origination fee of 2% of the loan amount up to $30 for these loans. They range from $300 up to $2500.

Sallie Mae's Smart Option Student Loan

For college expenses not covered by scholarships and federal loans, Credit Union of Emporia has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.  Click here to apply and learn more details.

Mobile Home Loans
We will require the following information for approval of a mobile home loan:

  • Make, Model, Year, and Serial Number of home
  • Length, Number of Rooms, and Square Footage

Furniture and Computer Loans
We will loan on new purchases only and require the invoice, serial number, and brand of item(s).

Share Secured Loans
On this type of loan, we loan on money on deposit in the credit union.

Miscellaneous Loans
This could be for a boat, ATV, tractor, motorcycle, etc.

VISA Credit Cards

Our credit cards have low interest rates starting at just 8.92%, APR 8.92% and are accepted where VISA cards are accepted. For cardholders, information may be viewed at  If you lose your card outside of business hours, please call 1-866-517-5561 within the United States.  Outside of the United States please call 727-570-4881 (may be called collect).


Visa Credit Card Disclosure
Loan and Visa Application .pdf  (English)

This credit union is federally insured by the National Credit Union Administration