Loan Rates
as of 1/31/2025
|
Automobiles & Motorcycles, 2021 and newer & under 60k miles
|
Annual Percentage Rate | |
|---|---|---|
| up to 60 months | starting at 5.99% | |
| up to 72 months ($20,000 minimum value) | starting at 6.24% | |
| up to 84 months ($35,000 minimum value) | starting at 7.19% | |
|
Automobiles & Motorcycles, 2016-2020 or over 60k miles |
Annual Percentage Rate | |
| up to 48 months | starting at 6.49% | |
| up to 60 months | starting at 6.99% | |
| up to 72 months ($20,000 minimum value) | starting at 7.49% | |
| Older vehicle loans also available, contact us for details |
|
|
| Rates may have additional adjustments for higher mileage, older year model are also available, ... | ||
|
Boats & Campers (with perfected lien) |
Annual Percentage Rate | |
| up to 60 months |
starting at 7.99% |
|
| longer terms may be available at different rates, please contact us for more information | ||
|
Signature |
Annual Percentage Rate | |
| Up to $1000 | starting at 14.99% | |
| Over $1000 | starting at 12.99% | |
| VISA credit cards | starting at 11.99% | |
|
Miscellaneous (ATVs, ... ) |
Annual Percentage Rate | |
| Personal Property (with no title to secure) | starting at 8.74% | |
| Mobile Homes | starting at 13.50% | |
| Home Improvement |
starting at 7.50% |
|
|
Share secured |
Dividend rate + 2% |
Disclosure: Annual Percentage rates are based on specific dollar amounts and vary and may be higher depending on credit score and are subject to change without further notice. Preparation fee will be charged of 2% up to $50 on all unsecured loans.
Contact the loan department at LoanDept@cuofe.org