Loans 

A Share Savings account is required in order to be eligible for loans. We also offer Credit Disability Insurance and Credit Life Insurance. The cost of this insurance is based on amount and length of loan. Please contact us or e-mail LoanDept@cuofe.org for more information.

To get more information on your credit score and how to improve it, go to whatsmyscore.org.

 
 

Auto Loans

If you’re in the market for a new or used auto loan, or looking to refinance your current auto loan from another financial institution, CUE can help! Take advantage of our low auto loan rates and easy pre-approval process. Stop in, apply online, or call to make an appointment with one of our knowledgeable Loan Officers.

Why should you get pre-approved? Click here!

 

  • Great low rates

  • Flexible terms to meet your needs

  • No application fee, monthly fee or pre-payment penalties

  • Up to 110% financing

  • GAP Plus offered

  • Fast, free online loan application

  • Apply for pre-approval for negotiation advantage

 
 

Mortgage Loans

Your trusted source for home financing!

Through our business partner we are able to offer you competitively low rates for home purchase or refinance and a wide range of terms & financing programs:

  • Fixed Rate Mortgages

  • Conventional Loans

  • Free Pre-Approval

  • Low Down Payment Options

  • Flexible Programs

  • Available for primary residence, second homes, or investment homes

Refinance options also available:

  • Lower Rate

  • Shorten Term

  • Cash Out (for improvements, debt consolidation, …)

Home Equity Loans

We also offer home equity loans that can be used for home improvements, debt consolidation, vacation, and more!!

Signature (Personal) Loans

Our signature loans do not have collateral and range from $500 to $2,500. These loans also have lower rates than many credit cards!

Student Loans by Sallie Mae

For college expenses not covered by scholarships and federal loans, Credit Union of Emporia has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. Click here to apply and learn more details.

 
 

Other Loans

Even if what you are wanting does not fit in the loan types above, we may still be able to help you!!

Other types of collateral we may use are:

  • ​Boats

  • ​ATVs

  • ​Tractors

  • ​Mobile homes (no more than 20 years old)

  • ​Furniture or electronics (computer, TV, …)

  • ​And more!

Share Loan

Do you have money on deposit with Credit Union of Emporia, but don’t want to withdraw it? We can do share secured loans!! With this, you will still earn dividends on your shares that are deposited, and the interest rate charged is just 2% more than what it is earning.

VISA Credit Card

Our credit cards have low interest rates starting at just 11.99%, APR* and are accepted where VISA cards are accepted. Besides our great LOW rates, you have the convenience of making payments in our office or online and NO Annual fee.

All of our credit cards we offer are EMV equipped to provide extra security. This will not eliminate the chance of fraud, but it is an extra level of security to protect our valued members. We also have 24/7 monitoring to protect our members around the clock.

Visa Credit Card Transfer

Open a CUE credit card and transfer another balance to it and help save some money!

Now is the time to transfer higher rate cards and pay off other debt! We also have NO balance transfer fees!

Loan & Credit Protection

Credit Union of Emporia offers loan and credit protection products to help give you piece of mind at competitive prices. The following is a list of those products:

  • Credit Life Insurance

  • Credit Disability

  • GAP Waiver

TruStage® Auto & Homeowners Insurance Program

We have partnered with a company we trust to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage® Auto & Homeowners Insurance Program.

  • The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.

  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.

  • Receive fast, easy access to claims service 24 hours a day.

  • Obtain a free, no-obligation quote.